You may have a legal obligation to repay old debts, but there are also strict limits on debt collectors' tactics.

In April 2025, Freedom Debt Relief reviewed data from tens of thousands of people actively looking for help with their debt. The numbers might be surprising. About one in four has at least one account ...

You may have options if a debt settlement no longer feels right, but the timing, paperwork and payments matter.

After a long pandemic pause, the federal government has flipped the switch back on for defaulted student loans, and the ...