Christy Bieber has a JD from UCLA School of Law and began her career as a college instructor and textbook author. She has been writing full time for over a decade with a focus on making financial and ...

Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...

Kelly Main is a Marketing Editor and Writer specializing in digital marketing, online advertising and web design and development. Before joining the team, she was a Content Producer at Fit Small ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. An ordinary annuity is a series of equal payments made at the end of a time period for a ...

A prospectus is an official document filed with the Securities and Exchange Commission (SEC) that offers details about an investment being offered to the public for purchase. The prospectus is a legal ...

Social engineering is the art of exploiting human psychology, rather than technical hacking techniques, to gain access to buildings, systems, or data. For example, instead of trying to find a software ...

A food web is a detailed interconnecting diagram that shows the overall food relationships between organisms in a particular environment. The simplest explanation is that food webs are "who eats whom" ...