Everly Life reports 74 million Americans lack life insurance, primarily due to misconceptions about its cost, which are often overestimated, according to polling data.

Why do you need life insurance? "Whether you are your family's primary income producer or its primary caregiver, your dependents need the security and help that life insurance provides. Life insurance ...

The life insurance “need gap” — the difference between the amount of life insurance coverage people have and the amount they actually need — continues to be a challenge for our industry. The 2024 ...

Forbes contributors publish independent expert analyses and insights. I am the President of Diversified, a CFP and author. While life insurance isn’t the most fun topic to discuss, it is an important ...

Americans’ need for life insurance continues to grow, with a record-high number of US adults recognizing they don’t have enough coverage, according to new research from Limra. In the 2024 Insurance ...

Life insurance provides financial security for beneficiaries, which can be a relative, friend or organization. Life insurance policies are available for defined periods of time, typically 10 to 30 ...

Term and whole are your two main options when purchasing life insurance. For older adults, though, many assume term life insurance is the only choice. And while its lower price and shorter duration ...

Forbes contributors publish independent expert analyses and insights. Cicely Jones simplifies financial concepts for young professionals. I recently met a woman who, despite having a great career and ...

The idea of life insurance is unpleasant in nature. I’m going to give you, the insurance company, money every month. I know that I will never see any benefit in exchange for this premium. The only way ...