When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...
The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.
When a loan EMI or credit card payment is overdue for up to 90 days, it reflects in the individual’s credit report as SMA.
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