Whether you’re applying for a government-backed loan or a conventional mortgage, you’ll likely have the choice between a fixed or variable interest rate. Although a fixed rate is typically safer since ...

Variable life insurance is a type of permanent life insurance that provides lifelong coverage and includes an investment ...

Ashlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about empowering ...

If your credit card has a variable APR, expect it to fluctuate for a variety of reasons. For example, if you miss a payment or your credit score has dropped, the card issuer may raise your APR. But ...

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A variable-rate mortgage has an interest rate that is not fixed for the full mortgage term. It can either have an annual rate update or an initial fixed rate before switching to a variable rate.

Variable life insurance is a form of permanent life insurance, which is intended to last for a lifetime. As with other forms of life insurance, a variable life policy represents a contract between an ...

You’ve probably noticed the term “variable APR” on your credit card agreement or on credit card offers you’ve received online and in the mail. But what exactly is a variable annual percentage rate?

Variable life insurance has level premiums, a cash value component and a death benefit. You decide how funds are invested in the market, which means you can have gains or losses. Variable life ...

Advertising disclosure: When you use our links to explore or buy products we may earn a fee, but that in no way affects our editorial independence. Variable universal life insurance (VUL) combines the ...